Indigenous Investors Weekly Insights!
Top 3 well curated stories from the stable of Indigenous Investors incase you missed them. These can range from finance to sports, depends on what made the headlines. Stay tuned.
At Indigenous Investors, we pride ourselves on a simple but powerful habit: reading for 5 hours every single day. It’s something we’ve shamelessly borrowed from the Oracle of Omaha, Mr. Warren Buffet. To share the wealth of knowledge we uncover, we’re bringing you 3 top stories that you may have missed this week. If there’s a topic you want us to cover, drop us a line! We’re always excited to read more and refine our process.
Mental Health
This phenomenon stems from the immense pressure to simultaneously support three generations financially (parents, children, and themselves), coupled with a relentless pursuit of experiences and self-improvement. The author contrasts this with the simpler, more linear lives of their parents’ generation. The piece concludes by suggesting strategies for coping, emphasizing prioritization, community building, creative expression, and taking small, manageable steps towards achieving goals.
Physical Health
Story #2: Scaling Up the Impact of Obesity Drugs
The global obesity drug market is predicted to reach $105 Billion by 2030, a significant rise from the $6 Billion recorded in 2023. This growth is driven by increasing production by drug manufacturers to meet the rising demand and the expanded use of these drugs for treating various illnesses beyond weight loss. The wider use of these drugs is expected to impact different sectors:
Healthcare: Obesity drugs can potentially prevent over 200 chronic diseases. This could lead to increased life expectancy, impacting healthcare spending and benefiting programs like Medicare. The medical technology sector could see growth, particularly for cardiovascular device manufacturers.
Food: As these drugs reduce appetite, the food and beverage industry will be affected. Packaged food companies may adapt by adjusting prices, offering healthier options, or reducing package sizes. Restaurants, particularly fast food chains, may need to adapt to changing consumer preferences.
Fitness: With obesity drugs, people tend to exercise more, leading to growth opportunities for the fitness industry and sportswear brands.
Financial Health
Story #3: Can digital payments increase the access to capital for a small business?
A recent study highlights the positive relationship between the use of digital payments and access to capital for small businesses in India. The study found that businesses using digital payments are more likely to have loan applications approved, receive lower interest rates and larger loan amounts from Fintech lenders.
Digital payments provide a transparent record of a business’s financial activity. Fintech lenders use this data to evaluate cash flow, spending habits and financial discipline. Businesses using digital payments are seen as more creditworthy because they are less likely to divert funds for personal use. Data on digital payments can be used to predict default risk, even outperforming traditional credit scores in some instances. This shift towards digital payments is transforming lending for small businesses, offering easier access to capital and better loan terms.
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